The Canada Greener Homes Loan offers interest-free financing to help Canadians make their homes more energy efficient and comfortable.

$5000 to $40,000 for 10 years at 0% for ‘Energy Star’ rated upgrades for Windows, Doors, Insulation, etc.

Click here for information about the Canada Greener Homes Loan Program

Homeowner Journey

1. Find a service organization and schedule a pre-retrofit evaluation of your home
   
   Please begin by visiting the directory of service organizations to find one in your area:
   
   
2. Plan your retrofits and obtain quotes from contractors
   
   Review your pre-retrofit evaluation and decide which retrofits work best for you. Make sure to plan all your work in advance before applying for the loan.
   
   Do not start any work until your loan application has been submitted. Retrofits started before submitting your loan application are not eligible.
   
   
3. Submit your loan application before starting any work
   
   
4. Complete your retrofits
   
   Make sure to keep copies of all your receipts and invoices along the way.
   
   
5. Get a post-retrofit evaluation
   
   Once all planned retrofits are complete, contact your service organization to request a post-retrofit evaluation. An energy advisor will visit your home and provide you with a new report showing the impact of your retrofits.
   
   
6. Request final loan advance
   
   After your service organization submits the results of the post-retrofit evaluation, you must sign back into the loan application portal and choose “Request Funding”. You will be asked to upload all final invoices for the completed work.
   
   
7. Receive your loan amount
   
   You will receive an email confirming the final loan amount after your funding request has been approved.
   
   
8. Repay your loan over time
   
   Shortly after your loan is funded, you will receive detailed information on the repayment of your loan over the 10-year period.